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Medicare is a federal health insurance program for: People age 65 or older; People with certain disabilities; or People with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant.)
Medicare offers prescription drug coverage (Part D) to everyone with Medicare. Medicare Part D plans are offered by private companies to help cover the cost of prescription drugs.
A Medicare Advantage Plan (like an HMO or PPO) is a health coverage choice for Medicare beneficiaries. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare.
Medicare Part B helps cover medically necessary services like doctors’ services, outpatient care, home health services, and other medical services. Part B also covers some preventive services. You can find out if you have Part B by looking at your Medicare card.
What Is Original Medicare Part A and B? Part A and Part B are often referred to as “Original Medicare.” Original Medicare is one of your health coverage choices as part of the Medicare program managed by the federal government.
Medicare Part A Helps Cover: Inpatient care in hospitals (such as critical access hospitals, inpatient rehabilitation facilities, and long-term care hospitals) Inpatient care in a skilled nursing facility (not custodial or long-term care) Hospice care services Home health care services Inpatient care in a religious non-medical